Taking the “Scare” out of Halloween!

Halloween is fast approaching! You’ve gone through your checklist:Safe costume for my children √Got the candy √Decorations are out √Got the pumpkin √Made a plan where we are taking the children √Do you know where your older children are going? √But what about your property and yourself? What kinds of things should you consider this Halloween?As Halloween night can bring an increase in theft and vandalism you may want to:

• Bring in any toys, lawn furniture, anything mobile that you would consider valuable, indoors.
• Ensure the doors of your vehicle are locked and your garage is locked.  If able, park your car in the garage overnight or move it off the street onto your driveway or back of your home.
•  You may think about investing in a cover that goes over your car to protect your vehicle from spray paint or egging.
• Whether you are passing candy out or not or if the night takes you elsewhere, make sure your property is well lit to lessen the chances of vandalism.
• You may want to consider implementing a lighting timer or instead of keeping lights on, you could install motion sensor floodlights. These turn on automatically when someone approaches your home.  Light will deter burglars and vandals as there is a higher chance that they may be seen if they choose to target your home.

Or

• Let your neighbours know you won’t be home.
• Avoid using candles in your Halloween decorations like the Jack O Lanterns.

Protect yourself and others:

• If your steps have railings, ensure they are secure. Good time to take care of that rickety railing!
• Ensure your walkways, driveway and yard is clear of objects, wet leaves, hoses, sprinklers to avoid trips and fall/slips.
• Make sure there is plenty of light so people can see where they are going.
• Keep your pets indoors: if people are in the doorway, ensure your pet is tucked away safely in another area of your home.  Be sensitive, you may be confident that your pet is safe and friendly, but others, especially young children are not and others have a valid fear of dogs.
• When you are handing out treats to your guests on Halloween, be sure to have someone with you, avoid being by yourself on Halloween night when handing out treats if possible. Why not join a neighbour?

Be knowledgeable about what your insurance covers.  Ask your broker if your vehicle and home are covered for vandalism and what your insurance policy covers in terms of liability, especially if you plan to host a Halloween party in your home.

Have a safe and enjoyable Halloween!